What you're probably noticing right now
It's the middle of a cold snap, the furnace has been running most of the night, and everything feels fine. No smell, no soot, no headache you can point to. Maybe someone in the house has been a little tired or the dog has been acting off, but nothing that screams emergency. That's exactly the problem. Carbon monoxide doesn't announce itself in any way a person in Nixa, sitting in their living room in January, would notice before it's already a problem.
Why Nixa homes are set up for this particular blind spot
A lot of the housing stock around Nixa and the greater Ozarks dates back to the 70s, 80s and 90s, with furnaces that have been swapped out once, maybe twice, since the house was built. Older furnaces, older ductwork, and homes that have been tightened up over the years with new windows and added insulation to deal with our swing from humid summers to genuinely cold winters. That tightening is good for your energy bill. It's not good for venting. A sealed-up house holds onto heat better and holds onto anything leaking out of a cracked heat exchanger just as well.
Winters here aren't brutal the way they are further north, but they're cold enough and long enough that the furnace runs for stretches of weeks at a time, not just on the occasional cold night. That's more hours of combustion, more cycles of heating up and cooling down metal components, and more opportunity for a small crack or a loose connection to turn into a real leak somewhere in December or January when the system almost never shuts off.
More on this from Reading List Why A Detector Is The Only Way Anyone Finds Out.
Why your own senses won't catch it
Carbon monoxide has no smell, no color, and doesn't irritate your eyes or throat the way smoke does. Low-level exposure mimics being tired, having a mild headache, or feeling a little nauseous, which in a Nixa winter is also just what a cold or seasonal fatigue feels like. There is no version of standing in your hallway and sensing that something is wrong. Pets sometimes show symptoms before people do, since they're smaller and closer to the floor, but that's not something you can rely on either.
This is the whole reason a detector exists as a separate device instead of being something you're expected to figure out on your own. It's not that people aren't careful or observant. It's that there's nothing to observe.
What you can actually check yourself
You can and should look at a few things without touching the furnace itself. Check that your CO detectors have fresh batteries, especially going into the season, and that there's at least one on every level of the house, particularly near bedrooms. Many units quietly stop functioning well before they beep an error, especially ones that are five or more years old, so check the manufacture date on the back, not just whether it powers on.
You can also do a simple walk-around of your furnace and exhaust venting. Look at the flue pipe running out of the furnace and through the wall or roof. It should be solidly connected, without visible rust-through or gaps at the joints. If you have a crawl space or basement where the furnace sits, take a look for soot stains around the unit or a strange smell of exhaust. Outside, check that the exterior vent cap isn't blocked by nesting insulation, a wasp nest, or the kind of leaf buildup that collects every fall around here and sometimes gets packed in by wind off the Ozark ridgelines.
Where it stops being a homeowner job
Once you're past looking and into diagnosing, that's the line. If a detector goes off, if you see soot, rust-through on the flue, or scorch marks anywhere near the burner, that's not something to investigate with the furnace running. Shut it off, get people and pets out into fresh air, and get a technician in to check the heat exchanger and combustion with proper equipment. A cracked heat exchanger isn't something you can see by shining a flashlight through an access panel. It takes a combustion analyzer and someone who does this daily to find it.
The honest version of furnace maintenance in this area isn't a once-a-decade event. It's a yearly check before the cold months settle in, paired with detectors that actually work, because the furnace itself will never tell you when something's gone wrong. The detector is the only part of this system built to notice.